Difference Between Apps & DApps

Two major differences between regular Apps and Dapps are:
Instead of the user interface interacting with a traditional program, they are interacting with smart contracts.
Instead of the backend of the App being hosted on a single personal computer or on a single company’s centralized servers somewhere, DApps are hosted on many computers across the world via a peer-to-peer network and their data is recorded on a public blockchain.
With that in mind, a DApp can do anything a regular app can do, but notably it also at least the backend has the qualities of being “distributed and decentralized.”

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EF1 is a Defi Platform that allows users to save, loan, borrow and pay Crypto Assets in a global network.